“The Role of Kudumbasree Units in Women Empowerment – A study With special Reference to Kudumbasree Units in Kollam District” in Impact : International Journal of Research in Humanities, Arts and Literature Vol. 7 Special Issue 3 PP : 129-135 ISSN (P) 2347-4564 ISSN (O) 2321-8878 in March 2019.
“Role of PCRDB in Agriculture and Rural Development”, in the Proceedings of UGC Sponsored National Seminar on The co-operative Movement and Rural Finance in India organized by the Department of Commerce, St. Stephen’s College, Pathanapuram on 10th and 11th August 2015 Volume I Issue I PP : 182 – 191 ISBN 978-93-5279-926-8.
Micro Finance institutions –An overview in Kegees Journal of Social sciences ISSN 0975-3621 Vol.6 No.2 PP : 341 – 348 July 2014.
A Descriptive Study on the Significance of Financial Inclusion in the Present Social Structure in Poseidon ISSN 0975 – 3621 Vol.3 No. 1 PP : 26 – 31 june 2014.
Globalization : Good or Bad ? in Commerce and Management Explorer ISSN 2230 – 9187 Vol.3 No.2 PP : 395 – 400 July 2013.
Financial Inclusion in Multi variate analysis in Commerce and Management Research ISBN 978-925047-35 Vol.1 and Vol. 2 Pages 152-156 December 2013.
Financial Literacy : The Need of the Hour in Baselius Researcher ISSN 0975-8658 Vol.XIV No.1 PP : 112 – 119 January – June 2013.